The Spanish government provides ICO loans for the following cases:
Where is it requested? Directly through credit institutions.
Maximum amount per customer: up to 12.5 million euros, in one or more operation.
Bankable concepts:
Type: loan, leasing, renting or line of credit.
Interest rate: fixed or variable, plus the margin established by the credit institution according to the repayment period
Amortization and grace period: From 1 to 20 years, with the possibility of up to 3 years without having to repay principal, depending on the terms.
Commissions: the credit institution may charge a single commission at the start of the operation, in addition to, where appropriate, the early amortization.
Guarantees: to be determined by the credit institution, except endorsement of SGR / SAECA.
To access financing, the company must be incorporated and registered in the corresponding IAE (Tax on Economic Activities). Most of the banks in Spain can provide ICO financing.
Call us at 932 155 393 or fill out the form below.